Licensing and Disclosures
Effective date: October 11, 2026 · Last updated: October 11, 2026 · Version 1.0
Joseph McDermott is a licensed life insurance agent. Sovereign Life Group is the business name he uses for his insurance practice.
License
- National Producer Number (NPN): 22121673
- California license: 4544421
- Florida license: G314687 (resident, Miami)
You can verify any agent's license at the National Insurance Producer Registry or your state's Department of Insurance.
States where Joseph is licensed
Joseph can only discuss, quote or sell insurance in states where he holds a license. Where a state number is not listed, look up NPN 22121673.
| State | License number |
|---|---|
| Alaska | NPN 22121673 |
| Arizona | NPN 22121673 |
| Arkansas | NPN 22121673 |
| California | 4544421 |
| Colorado | 942810 |
| Connecticut | NPN 22121673 |
| Delaware | NPN 22121673 |
| Florida | G314687 |
| Georgia | 3894449 |
| Hawaii | NPN 22121673 |
| Idaho | NPN 22121673 |
| Illinois | NPN 22121673 |
| Iowa | NPN 22121673 |
| Louisiana | 1253866 |
| Michigan | NPN 22121673 |
| Mississippi | 11201242 |
| Montana | NPN 22121673 |
| Nevada | 4206539 |
| New Hampshire | NPN 22121673 |
| New Mexico | NPN 22121673 |
| North Carolina | NPN 22121673 |
| Ohio | 1736650 |
| Oklahoma | NPN 22121673 |
| South Carolina | NPN 22121673 |
| Tennessee | NPN 22121673 |
| Texas | 3463182 |
| Wyoming | 665601 |
How Sovereign Life Group works
Sovereign Life Group is brokered through Family First Life, an independent marketing organization, in partnership with Catalyst Life. Joseph is an independent agent, not an employee of any one insurance company. That lets him compare products from more than one carrier. He is paid commissions by the insurance company that issues a policy. Using his services does not cost you an extra fee.
Insurance companies Joseph is appointed with
Americo, Aflac, Athene, Columbus Life, Corebridge Financial, Ethos, F&G, Foresters Financial, MassMutual, Mutual of Omaha, National Life Group, Penn Mutual, Transamerica.
Appointments change over time, and product availability, features and rates vary by state and carrier. Each policy is issued by the named insurance company. Any guarantees are backed only by the claims-paying ability of the issuing company.
Important notes
- This website is for general information. It is not financial, tax or legal advice.
- Indexed universal life policy values are not guaranteed and depend on non-guaranteed elements that can change.
- Quotes and estimates on this site are not offers of insurance. Coverage depends on underwriting.
Questions or complaints
Contact Joseph at (786) 977-4192 or legal@sovereignlifegroup.net. You can also contact your state's Department of Insurance.